Avigyanam 
Introduction The world of stock markets is filled with different types of investments, and one category that often grabs attention is penny stocks. These are low-priced shares, generally trading under ₹10 or under $5 in the U.S. market, and belong mostly to small companies with limited market capitalization. For many investors, penny stocks appear as … Read more
Introduction When it comes to mutual fund investing, one of the most frequently used terms is Net Asset Value (NAV). Investors often see NAV quoted daily, but many misunderstand what it actually represents. Some assume that a higher NAV means a better fund, while others believe NAV is directly linked to profitability. In reality, NAV … Read more
Introduction The cryptocurrency industry has grown from an experimental concept into a global financial revolution. What began with the launch of Bitcoin in 2009 has now transformed into a trillion-dollar ecosystem with thousands of digital coins, crypto coins each offering unique use cases. While some cryptocurrencies have already proven their strength, others are still fighting … Read more
Introduction The world of finance is undergoing a rapid transformation, driven by blockchain technology and the rising demand for decentralised solutions. Among the countless blockchain platforms available, Ethereum stands out as a revolutionary force that is reshaping how individuals and institutions interact with money, assets, and contracts. Unlike Bitcoin, which primarily functions as a digital … Read more
Introduction The mutual fund industry has grown rapidly over the last few decades as more people look for investment opportunities that are both accessible and professionally managed, and at the heart of this growth lies the concept of the Asset Management Unit (AMU). In simple terms, an AMU is the operational and management backbone of … Read more
Introduction to Risk in Mutual Funds Mutual funds are among the most preferred investment choices for individuals aiming to build wealth over the long term. They offer advantages like diversification, expert fund management, and easy liquidity. However, just like any other investment, mutual funds also involve a certain level of risk. Elements like market fluctuations, shifts … Read more
Explore the top-performing small-cap mutual funds to start your SIP in 2025. Get performance data, comparison, and expert advice for smart investing. Introduction: Why Small Cap SIP Funds Are Gaining Popularity Investing in mutual funds has become one of the most popular ways to build wealth, and small-cap funds are increasingly attracting attention from investors … Read more
Introduction Expanding access to financial services continues to be a major hurdle for developing economies. Millions of people lack access to basic banking services, credit facilities, and investment opportunities. Traditional financial systems often struggle to reach remote or underserved populations due to infrastructure, cost, or lack of financial literacy. However, artificial intelligence (AI) is rapidly transforming … Read more
Introduction The world of wealth management is changing faster than ever. For decades, investors relied primarily on human financial advisors to create personalized investment strategies. While human expertise remains valuable, technology has steadily reshaped the landscape. Robo-advisors automated platforms offering algorithm-driven financial planning—have emerged as a popular alternative, making investing more accessible and cost-effective. Today, … Read more
Introduction Semiconductors are the lifeblood of modern technology. From mobile phones and computers to electric cars and industrial equipment, these small chips are the driving force behind almost every electronic device we use.In India, semiconductors are becoming increasingly important as the country aims to reduce dependency on imports and develop a self-reliant electronics ecosystem. Thanks to government … Read more